Screw Bill Collectors!
The credit card companies have already been paid because they have insurance on your ass. They have charged off the account, collected the insurance money and reported you negatively to the credit bureaus. Therefore, they already got their payback.
If all of the 99% use the steps above, we would bring the 1% to their knees. But instead, they have us working ourselves to death worrying about a fucking FICO score. What the fuck is a FICO score. It's some shit they made up to charge us more interest. How come the big businesses don't need a FICO score? So I'm saying the same thing that Donald Trump has said, the banks have said, AIG has said and all the other multi-billion dollar corporations have said "Screw Bill Collectors!"
Ghetto Bastard: A Memoir (Volume 1) and Ghetto Bastard 2 (Volume 2) by Russell Vann